The Cos Stratigos Team

Mortgage & Real Estate Information Resource Center

Latest Mortgage News

January 8, 2017
mae-freddie

What Is The Difference Between Fannie Mae And Freddie Mac

Before we get started with the differences, it is important that we understand what Fannie Mae and Freddie Mac are. They are basically two companies that […]
January 8, 2017
W-2 FHA-Mortgage-Loan

How to Qualify For a W-2 FHA Income Only Mortgage Loan

W-2 FHA income only mortgage loan programs differ from the other loans in a way that you do not have to furbish documentations for supporting all […]
January 7, 2017
Non-QM-Loan1

What Is A Non QM Loan (Non-Qualifying Loan)

Since January 2014, there have been two separate categories of loan, namely qualified loans and non-qualified loans, which means that lenders will be treating each group […]
January 7, 2017
Desktop-Underwriter-3

The Difference between Desktop Underwriter (DU) and Loan Prospector (LP)

Technological advancements have led to the evolution of the process of loan underwriting. Nowadays, complex automated systems are being used to determine the qualification criteria. Automated […]
January 2, 2017
Loan Limits for 2017

New Increased Conforming Loan Limits for 2017

The home prices in the USA have escalated immensely, therefore, the conforming loan limits for mortgages have been increased. The Federal Housing Finance Agency (FHFA) announced […]
December 9, 2016
Conditional Approval

What Does The Term “Conditional Approval” Mean

Lenders tend to use conditional approval just so they can provide their customers with a quick answer regarding their loan application. It is important you know […]
December 9, 2016
Mortgage Loan

How To Prepare For A Mortgage Loan

After the crash of the house market in 2007, it was seen that most of the buyers were very careful with their lending standards. With the […]
December 9, 2016
Mortgage Loan Product

How Do I Choose The Right Mortgage Loan Product For Me

There are so many mortgage loan choices out there that one gets confused about which one is right for them. The US housing market is very […]

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